Economics · Full roadmap · ~90 min read · 24 steps
📈Investing for beginners
Build a simple plan to grow your money over decades
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Unit 1
Start here
Course overview
Why your savings shrink while you sleep
Inflation quietly eats cash
Saving and investing are not the same thing
Two different jobs for your money
Compounding, the reason to start early
Growth that grows on itself
Risk and return are joined at the hip
No free lunch
Unit 2
What a stock actually is
A tiny slice of a real company
What a bond actually is
You are the lender, not the owner
The problem of picking, and the index idea
Owning the whole market at once
Index funds and ETFs
The simplest way to own the market
Diversification, the only free lunch
Don't bet on one horse
Unit 3
Expense ratios and why a 1 percent fee is huge
Small fees, enormous bite
The case for low-cost index investing
Boring beats clever
Dollar-cost averaging
Invest on a schedule, not on a hunch
Tax-advantaged accounts in plain terms
A wrapper that shelters your growth
Asset allocation and your time horizon
The stock-to-bond mix is the big decision
Unit 4
Rebalancing
Steering back to your target
Why timing the market wrecks people
Time in the market beats timing the market
Chasing returns and the hot-tip trap
Last year's winner is a bad map
The behavioral mistakes that cost the most
You are the biggest risk to your plan
Do this before you invest a cent
Emergency fund and high-interest debt come first
Unit 5
The compounding math, with real numbers
See why starting early wins so hard
A simple starter plan
Boring, automatic, and good enough
Putting it all together
What you now know
Where to go next
Where to go next